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WHO WE WORK WITH

  • Payment aggregators and fintech companies

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  • Payments and acquiring businesses

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  • Promoter-led companies operating in regulated Environment

WHEN CLIENTS ENGAGE US

  • Regulatory or sponsor bank queries continue without resolution

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  • Compliance documentation exists but lacks operational alignment.

 

  • Payments operations or reconciliations begin to show stress

 

  • Vendor contracts and dependencies create long-term business risk

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  • Founders require independent judgement before critical decisions

WHAT WE DO

  • Fintech & Payment

       Advisory

Regulatory documentation, payments operations, and compliance alignment.

  • Vendor & Contract
    Risk Advisory

Independent assessment of technology and platform vendors, contracts, and dependencies.

  • Founder Shadow
    Advisory

Judgement support for promoters on high-impact decisions involving banks, auditors, and vendors.

Structural Reality

Payment businesses rarely fail due to lack of technology. They fracture when regulation, operations, and architecture evolve independently.

Patterns we repeatedly observe:

  • Sponsor-bank friction across operating cycles

  • Operational fragmentation as scale increases

  • Governance gaps hidden by vendor platforms

  • Audit, settlement, and reconciliation stress under volume

How We Operate

A structured view of how RESOLUTES analyses problems, applies operating frameworks, and governs engagements.

Failure Patterns

What typically destabilises regulated payment businesses.

  • Regulatory misalignment

  • Process fragmentation

  • Weak governance overlays

View Failure Patterns

Operating Framework 

How RESOLUTES intervenes

  • Advisory Layer

  • Codified Layer

  • Core Architecture

Engagement Protocol

How engagements actually work

  • Diagnostic-first

  • Fixed scope

  • Paid engagements only

  • Limited capacity by Design

Read the protocol

Operating Framework

RESOLUTES operates through a defined operating framework that governs how decisions are made, how processes are stabilised, and how institutions mature under regulatory and operational constraint. The framework is applied in three distinct layers.

Advisory Leyer

Advisory Layer

Judgement applied where regulatory interpretation, governance decisions, and long-term operating consequences cannot be delegated.

Codified Layers

Codified Layer

Translation of judgement into repeatable operating structures, controls, and audit-defensible frameworks.

Core Architecture

Core Architecture*

Internal foundational logic ensuring consistency of controls, workflows, and governance intent across engagements.

View Operating Framework

* Disclaimer:

Core Architecture is emerging and is not a live transaction platform and does not process payments or hold funds.

Context & Fit

Designed For

  • Regulated fintech and payment businesses

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  • Merchant acquiring and PSP environments

 

  • Organisations under sponsor-bank oversight

 

  • Teams facing audits or regulatory expansion

Not Designed For

  • Idea-stage experimentation

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  • Free or exploratory advisory

 

  • Revenue-share or deferred compensation

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  • Cosmetic compliance exercises

Initiate the Diagnostic

Engagement begins with a structured diagnostic to determine whether regulatory, operational, and architectural conditions warrant deeper involvement.

RESOLUTES

Operating Advisory for Regulated Fintech

Structural and operating advisory for payment businesses operating under bank oversight, regulatory scrutiny, and institutional scale.

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